Medicare Plans in Florida — Expert Help From a Local Licensed Agent
Turning 65 or already on Medicare? We help you compare Medicare Supplement and Advantage plans so you never overpay for coverage.
Turning 65 in Florida? Here's What You Need to Know
Enroll in Medicare Part A and Part B
Hospital (Part A) and medical (Part B) coverage through the federal Medicare program.
Choose a Medicare Supplement or Advantage Plan
Decide between Medigap for predictable costs or Advantage for extra benefits.
Add a Part D Prescription Drug Plan
If needed, add prescription coverage (included in most Advantage plans).
Review Your Plan Annually
Rates and coverage change every year — we help you review during open enrollment.
Let us guide you through every step at no cost.
Get Free Medicare HelpMedicare Supplement vs. Medicare Advantage — Which Is Right for You?
Medicare Supplement (Medigap)
- Higher monthly premium
- Low out-of-pocket costs
- Use any doctor nationwide
- No referrals needed
- Best for: frequent travelers, those wanting predictable costs
Medicare Advantage
- Lower or $0 monthly premium
- Network-based (HMO/PPO)
- May include dental/vision/hearing
- Often includes prescription coverage
- Best for: budget-conscious, staying local
Not sure which is right for you? We can help you compare both options based on your specific needs.
Medicare Carriers We Work With
We are independent — we are not tied to any single carrier. We find the best plan for YOU.
Medicare FAQs
Common questions about Medicare plans in Florida.
The Annual Enrollment Period runs from October 15 to December 7 each year. This is when you can switch Medicare Advantage plans or change your prescription drug coverage. When you first turn 65, you have a 7-month Initial Enrollment Period around your birthday month.
Plan G covers almost all Medicare out-of-pocket costs except the Part B deductible. Plan N has lower premiums but requires small copays for office visits and emergency room visits. We help you decide which makes more sense based on your healthcare usage.
Medicare Advantage plans can be switched during the Annual Enrollment Period (Oct 15-Dec 7). For Medicare Supplements, switching outside of your initial enrollment or guarantee issue period may require medical underwriting.
Original Medicare (Part A & B) does not cover routine dental, vision, or hearing. However, many Medicare Advantage plans include these benefits. We can help you find plans that include the coverage you need.
Rates vary by age, plan type, and carrier. Plan G typically ranges from $100-$200/month for a 65-year-old in Florida. We compare all carriers to find you the best rate.
Compare Medicare Plans — Free Consultation
Fill out the form and a licensed Medicare agent will help you find the right coverage.