⚠️ ACA Open Enrollment — Subsidies may change in 2026. Review your options now. Call (954) 900-9213
Protect Your Family With Affordable Coverage From $25/Month
Local Florida agent offering ACA health plans, burial coverage, and Medicare — from top carriers including Florida Blue, Ambetter, and Molina. No medical exam options available. Same-day approval for qualified applicants.
No obligation. No pressure. Speak with a licensed agent today.
Our Services
Coverage Options for Every Florida Family
We work with top-rated carriers to find you the best coverage at the best price. Free quotes, no pressure.
Most PopularACA Health Insurance
Marketplace Plans
Compare ACA plans from Florida Blue, Ambetter, Oscar, and Molina. Subsidies may reduce your monthly cost significantly.
- $0 premium plans may be available
- Dental & vision add-ons
- Covers pre-existing conditions
- Bilingual enrollment help
From $25/moFinal Expense Insurance
Burial Coverage
Protect your family from funeral and burial costs. No medical exam required. Guaranteed acceptance options may be available.
- Coverage options from $25/month
- No medical exam options
- Guaranteed acceptance plans
- Pays directly to beneficiary
Turning 65?Medicare Insurance
Supplement & Advantage
Find the right Medicare Supplement or Advantage plan. We compare options from top carriers to fit your budget and health needs.
- Medicare Supplement Plans
- Medicare Advantage Plans
- Part D Prescription Drug
- Free annual plan review
Gap CoverageHospital Indemnity
Cash Benefit Plans
Fill the gaps your primary insurance doesn't cover. Get cash benefits paid directly to you for hospital stays and procedures.
- Cash paid directly to you
- Works with any insurance
- Covers hospital stays
- No network restrictions
Simple Process
Get Covered in 3 Simple Steps
We make getting insurance simple, fast, and stress-free. No confusing jargon. No pressure.
Call or Submit Your Info
Call us directly or fill out our quick form. Takes less than 60 seconds. No commitment required.
We'll ask a few simple questions to understand your situation and what coverage you're looking for.
We Compare Your Options
Your licensed agent reviews plans from multiple top-rated carriers to find the best fit for your budget and needs.
We do the shopping for you — comparing ACA plans, burial coverage, Medicare options, and more side by side.
Get Covered — Same Day
Choose your plan and get enrolled. Many plans offer same-day coverage approval for qualified applicants.
Your agent handles the paperwork. You get peace of mind knowing your family is protected.
Ready to get started? It only takes 60 seconds.
Client Reviews
What Florida Families Are Saying
Real stories from real families we have helped protect across South Florida.
“Danny helped me find an ACA plan that covers my whole family for under $80/month after subsidies. I had no idea I qualified for that much help. He walked me through everything step by step.”
Maria R.
Miami, FL
ACA Health Insurance
“I was worried about leaving my kids with funeral bills. All4One set me up with a $15,000 burial policy for $34 a month. No medical exam, approved the same day. Peace of mind I can actually afford.”
Linda S.
Pembroke Pines, FL
Final Expense Insurance
“Turning 65 was overwhelming with all the Medicare options. Danny explained everything clearly and helped me pick a supplement plan that covers what Medicare doesn't. Couldn't be happier.”
James T.
Broward County, FL
Medicare Supplement
“I'm self-employed and couldn't afford insurance on my own. All4One found me a plan with a $0 premium through the marketplace. I didn't even know that was possible. Highly recommend.”
Carlos M.
Hollywood, FL
ACA Health Insurance
Check Your Eligibility in 60 Seconds
No obligation. A licensed agent will reach out shortly.
Frequently Asked Questions
Get answers to the most common questions about our insurance services.
Plans can start around $25/month depending on your age and health. We work with multiple carriers to find the most affordable option for you.
Many plans require no medical exam - only simple health questions. Guaranteed issue policies are available where no one is turned down.
Many clients receive same-day approval. Coverage can begin immediately after approval.
We are based in Pembroke Pines, FL and serve clients across Florida and 29 other states. We work by phone and virtually so location is never a barrier.
Yes. We have guaranteed issue policies available for people with pre-existing conditions. No one is turned away.