Terms of Service

1. Use of Services

• You must be at least 18 years old to use our services.
• You agree to provide accurate, complete, and current information when requesting quotes, consultations, or applying for insurance coverage.
• Misuse of our services, including fraudulent applications or misrepresentation, is strictly prohibited.

2. Insurance Products & Quotes

• Quotes provided are for informational purposes only and do not guarantee coverage or pricing.
• Final policy approval, premiums, and terms are determined by the respective insurance carriers.

3. No Guarantee of Coverage

• We act as an independent insurance broker and cannot guarantee acceptance by any carrier.
• Coverage is not in effect until approved and issued by the insurance carrier.

4. Intellectual Property

All content on our website, including text, graphics, logos, and materials, is the property of All4One Insurance Agency and may not be used without written permission.

5. Limitation of Liability

• We are not liable for damages or losses arising from reliance on quotes, advice, or information provided on our website or services.
• You are responsible for reviewing policy documents and ensuring coverage meets your needs.

6. Governing Law

These Terms are governed by the laws of the State of Florida.

7. Contact Us

If you have any questions about these Terms, please contact us: