Affordable Health Insurance in Florida
Find low-cost health insurance in Florida. Many residents qualify for $0/month ACA plans. Free help from a licensed Florida agent.
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Affordable Health Insurance FAQs
Common questions about low-cost health insurance in Florida.
The most affordable health insurance in Florida for most people is an ACA Marketplace plan with premium tax credits. Many Floridians qualify for $0–$50/month plans based on household income. A licensed agent can compare all available plans in your zip code.
With ACA subsidies, many Floridians qualify for $0/month plans. Bronze plans have the lowest premiums but higher deductibles. Silver plans often offer the best value with cost-sharing reductions for qualifying incomes.
Yes. Many Floridians qualify for $0 premium ACA plans through the Marketplace. Medicaid is also available for qualifying low-income individuals and families. A licensed agent can determine which program you qualify for.
No. If you are not covered by employer insurance or Medicare, you likely qualify for ACA subsidies that significantly reduce your premium. Enhanced subsidies are available for many income levels.
ACA subsidies are available for households earning between 100% and 400% of the Federal Poverty Level. Enhanced subsidies may be available above 400% FPL. For 2024, 100% FPL for a single person is approximately $15,060/year.
You can apply through HealthCare.gov or with the help of a licensed agent. A licensed agent can compare plans, calculate your subsidy, and help you enroll — at no cost to you.